Our equity approach is to buy and hold a diversified portfolio of high quality
stocks that have a record of strong and consistent earnings growth.
Most of our equities are large, recognizable names, often with
a multinational scope.
Diversification spreads the equity risk among 30 to 40
individual stocks and among the major Standard & Poor’s 500 industry groups.
The buy and hold aspect of our strategy is intended to minimize
commissions and capital gains taxes.
Our fixed income philosophy is to create a portfolio of bonds with a laddered
maturity schedule, which reduces interest rate risk over time, conserves
principal, and assures short-term liquidity. We have capabilities in Treasuries,
Agencies, corporate and municipal bonds.